Whether it’s enhancing your outdoor space with a stunning pergola or pavilion or diving into a full-scale outdoor living project, each requires the right financial partner. At COVER Timberworks, we understand that choosing the best financing option is crucial to realizing your vision. That’s why we offer tailored solutions through two trusted platforms: HFS Financial and Acorn Finance.
Choosing between these options depends on your project size, specific requirements, and financial goals. Explore each option to discover how COVER Timberworks can help you achieve your dream outdoor space or home improvement project.
HFS Financial – Flexible Financing for Large Projects
HFS Financial specializes in home improvement loans, offering competitive unsecured loans up to $400,000 and terms extending up to 20 years with no down payment required. Ideal for larger projects, HFS provides the ability to finance up to 20% more than your estimate, allowing you to cover unexpected expenses and maximize your project scope with low fixed interest rates. Unlike staged funding, where funds are released in increments, HFS disburses the full loan amount directly to you upfront quickly after approval, ensuring you have full control over your budget and payment schedule from the start. With no early pay penalties and a minimum credit score of 660, HFS offers an excellent alternative to a home equity line of credit (HELOC) for financing your dream pergola or pavilion. Their motto, “You Dream It, We Build It,” ensures your family can enjoy your new structure for years.
Acorn Finance connects customers with multiple lenders, offering personal loans from as little as $1,000 to $100,000 without requiring home equity or contractor fees. Best suited for smaller projects, Acorn’s platform provides quick funding and flexible terms ranging from 2 to 12 years. With a minimum credit score of 550, the application process is quick and easy, providing a pre-qualification decision in 30 seconds. Rates start at 7.99%, and funds are typically available in 1-5 business days, allowing customers to efficiently finance their pergola or pavilion and proceed with their project according to their planned schedules. With no prepayment penalties, Acorn Finance makes it simple to bring smaller home improvement dreams to life.
Ready to learn about how COVER Timberworks can bring your outdoor living dreams to life? Contact us with the information below or send us a message through our contact form.
Mike Logsdon, SWD, CBP, Assoc. of ASLA Land Design
Verified Customer
“COVER is our go to for high quality shade structures. Their unique system makes designing, bidding, ordering, and installing of their pergolas and pavilions into our projects a breeze. We highly recommend them.”
Isaac Martinez
Verified Customer
“Love the Coverworks experience. After shopping around thoroughly there is no comparison out there.
Don’t go with a “stickbuild” go with good lumber, strength and a seamless process. They know what they are doing. Just view their pics online.”
Amanda Barbaro
Verified Customer
“Amazing work! From sales to install, the whole process was perfect and easy. Instalation took 2 days.
High quality workmanship. Respectful install crew. I highly recommend.”
Chris Phillips
Verified Customer
“Cover Timberworks did an excellent job on our structure. The crews were professional and hard-working.
CT was even able to work within our time deadline to get it done before a big party we had planned.
Highly recommend.”
Robert Gorham
Verified Customer
“On time, turn around was quick, quality is excellent, and the neighborhood loves it. We use it for a carport and it has added tremendous curb appeal.”
Tamara Hurwitz
Verified Customer
“I would recommend Cover Timberworks to anyone looking for a quality pergola or pavilion. We had them build and install one of each. The process was simple and easy. The work is VERY HIGH quality. Everyone who comes to our house compliments the structure.”
