Financing
FINANCING THAT FITS YOU
Whether it’s enhancing your outdoor space with a stunning pergola or pavilion or diving into a full-scale outdoor living project, each requires the right financial partner. At COVER Timberworks™, we understand that choosing the best financing option is crucial to realizing your vision. That’s why we offer tailored solutions through two trusted platforms: HFS Financial and Acorn Finance.
Choosing between these options depends on your project size, specific requirements, and financial goals. Explore each option to discover how COVER Timberworks™ can help you achieve your dream outdoor space or home improvement project.
HFS Financial – Flexible Financing for Large Projects
HFS Financial specializes in home improvement loans, offering competitive unsecured loans up to $400,000 and terms extending up to 20 years with no down payment required. Ideal for larger projects, HFS provides the ability to finance up to 20% more than your estimate, allowing you to cover unexpected expenses and maximize your project scope with low fixed interest rates. Unlike staged funding, where funds are released in increments, HFS disburses the full loan amount directly to you upfront quickly after approval, ensuring you have full control over your budget and payment schedule from the start. With no early pay penalties and a minimum credit score of 660, HFS offers an excellent alternative to a home equity line of credit (HELOC) for financing your dream pergola or pavilion. Their motto, “You Dream It, We Build It,” ensures your family can enjoy your new structure for years.
Acorn Finance – Simple, Small-Scale Financing
Acorn Finance connects customers with multiple lenders, offering personal loans from as little as $1,000 to $100,000 without requiring home equity or contractor fees. Best suited for smaller projects, Acorn’s platform provides quick funding and flexible terms ranging from 2 to 12 years. With a minimum credit score of 550, the application process is quick and easy, providing a pre-qualification decision in 30 seconds. Rates start at 7.99%, and funds are typically available in 1-5 business days, allowing customers to efficiently finance their pergola or pavilion and proceed with their project according to their planned schedules. With no prepayment penalties, Acorn Finance makes it simple to bring smaller home improvement dreams to life.